Chilis Loaded Baked Potato Soup

Creamy baked potato soup swirled with cheddar, bacon crumbles, and green onions in a white ceramic bowl, viewed from above.
Chilis Loaded Baked Potato Soup: Crock Pot Recipe
By Diego Hart
This recipe mirrors that classic restaurant comfort by leveraging a high starch roux and slow rendered bacon fat to create a base that clings to every fork tender potato cube. It is a one pan wonder that delivers a heavy, velvety texture without needing a blender.
  • Time: Active 15 minutes, Passive 30 minutes, Total 45 minutes
  • Flavor/Texture Hook: Smoky, velvety base with a sharp cheddar finish
  • Perfect for: Cold weeknights when you want a high reward meal with basic pantry staples
Make-ahead: The base can be cooled and stored up to 3 days before adding the final sour cream and cheese.

Why This Chilis Loaded Baked Potato Soup Hits Different

The air in my kitchen currently smells like a dream, mostly because I just finished rendering six strips of bacon until they reached that perfect, glass like shatter. There is something fundamentally grounding about a thick soup when the wind is rattling the windowpane and your sink is already half full of dishes.

I used to think restaurant soups had some secret chemical thickener, but it turns out the magic is just patience and a very specific way of handling a Russet potato.

We are going for that heavy, coat the-back of-the spoon consistency that defines the classic chilis loaded baked potato soup. I have made the mistake of using red potatoes before, and let me tell you, it was a waxy disaster.

This version relies on the humble Russet, which basically acts like a tiny sponge for the bone broth and cream. It is the ultimate budget friendly win because we are taking the cheapest ingredients in the pantry flour, milk, and spuds and turning them into something that feels like a $20 bistro bowl.

You are going to love how the sharp cheddar cuts through the richness of the heavy cream. I have skipped the fancy garnishes and focused on what actually matters: the depth of flavor you get from deglazing the pot with chicken bone broth.

By the time we are done, you will have a pot of gold that is way better than the original version. Let’s get into the mechanics of why this actually works so you can nail it on your first try.

The Physics of Starch in Chilis Loaded Baked Potato Soup

Starch Gelatinization: As the Russet cubes simmer, they release amylose molecules into the broth, which swell and trap water to thicken the liquid naturally.

Fat Flour Matrix: Cooking the 4 tbsp of butter with 1/4 cup of flour for exactly 3 minutes creates a blonde roux that prevents the dairy from curdling when it hits the heat.

Casein Stability: The addition of sour cream at the very end, off heat, prevents the proteins from tightening up into grainy clumps, ensuring a silky mouthfeel.

MethodTimeTextureBest For
Stovetop45 minutesVelvety with distinct potato bitesMaximum flavor control and browning
Slow Cooker6 hoursCompletely broken down and creamyHands off convenience
Instant Pot25 minutesUniformly soft and integratedLast minute dinner emergencies

The stovetop method is my personal favorite because it allows you to deglaze the pot after browning the bacon and onions. This picks up all those caramelized bits the fond which adds a layer of savory complexity you just cannot get from a slow cooker. This reminds me of the technique I used for my Baked Potato Soup recipe where building layers of flavor in one pan makes all the difference.

Component Analysis for a Creamy Spud Base

Understanding your ingredients is the difference between a thin, watery mess and a soup that feels like a hug. We are using low sodium bone broth here because it allows us to control the salt levels while providing more protein and body than standard stock.

IngredientScience RolePro Secret
Russet PotatoesHigh starch contentCut them into uniform 1/2 inch cubes to ensure they all finish at the same second.
Unsalted ButterFat medium for rouxUse unsalted to manage the saltiness coming from the bacon and sharp cheddar.
Extra Sharp CheddarFlavor and emulsificationGrate it yourself from a block; pre shredded cheese is coated in cellulose that prevents a smooth melt.
Whole MilkLiquid baseRoom temperature milk incorporates faster into the roux without forming lumps.

Using whole milk instead of skim is non negotiable here. The fat in the milk helps stabilize the emulsion, making the soup rich without being overly greasy. If you are looking for an even more hands off approach to comfort, you might want to try this Proper Comfort Cheesy recipe which handles the creaminess in a crockpot.

The Essentials and Smart Swaps for Budget Cooking

Building a masterpiece doesn't mean spending a fortune at a specialty grocer. These ingredients are likely sitting in your fridge right now.

  • 4 tbsp unsalted butter: Provides the fat for our roux. Why this? Butter adds a nutty depth that oil simply cannot match.
    • Substitute: Salted butter (just reduce the added kosher salt by half).
  • 1/4 cup all purpose flour: The primary thickener. Why this? AP flour has the right protein balance for a stable roux.
    • Substitute: Cornstarch (use half the amount mixed with cold water as a slurry at the end).
  • 3 cups low sodium chicken bone broth: The savory liquid base. Why this? Bone broth adds a velvety mouthfeel due to natural gelatin.
    • Substitute: Vegetable broth for a lighter flavor profile.
  • 2 cups whole milk: Adds creaminess. Why this? Whole milk provides the necessary fat for a silky texture.
    • Substitute: 2% milk, though the soup will be slightly thinner.
  • 1/2 cup heavy cream: The finishing touch for luxury. Why this? High fat content prevents the soup from feeling "lean."
    • Substitute: Half and half (results in a slightly less decadent finish).
  • 4 large Russet potatoes: The star of the show. Why this? Their high starch creates the signature "mashy" texture.
    • Substitute: Yukon Gold (adds a buttery flavor but holds its shape more than Russets).
  • 1/2 cup yellow onion: Finely minced for sweetness.
    • Substitute: White onion or shallots.
  • 3 cloves garlic: Smashed and minced for punch.
    • Substitute: 1 tsp garlic powder added to the roux.
  • 6 strips center cut bacon: For smoky crunch and fat.
    • Substitute: Turkey bacon (add 1 tbsp oil since it won't render much fat).
  • 1.5 cups extra sharp cheddar cheese: Freshly grated.
    • Substitute: Pepper jack for a spicy kick.
  • 1/2 cup sour cream: Added at the end for tang.
    • Substitute: Plain Greek yogurt for a higher protein, sharper bite.
  • 1/4 cup green onions: Thinly sliced for freshness.
  • 1 tsp kosher salt and 1/2 tsp cracked black pepper: Essential seasoning.

Heavy Bottomed Pots and Essential Kitchen Gear

To get that restaurant quality finish, you need the right tools. I always reach for a 5 quart or 6 quart Dutch oven (like a Lodge or Le Creuset). The heavy bottom is crucial because it distributes heat evenly, preventing the flour and milk from scorching at the base.

If you use a thin bottomed stainless steel pot, you will be scrubbing burnt milk off the bottom for an hour.

You will also need a sturdy balloon whisk to incorporate the milk into the roux. A wooden spoon is great for the "loaded" part stirring in the potatoes and cheese but the whisk is your best friend during the first ten minutes to ensure no lumps survive. Finally, don't forget a box grater.

Seriously, stop buying the bags of shredded cheese. The flavor and melt ability of a freshly grated block of extra sharp cheddar will change your life.

From Sizzle to Simmer: Building the Perfect Soup

A rustic bowl of steaming potato soup, drizzled with melted cheese and garnished with crispy bacon and fresh chives.
  1. Render the bacon. Place the diced bacon in your 5 quart Dutch oven over medium heat. Cook until the fat has fully rendered and the pieces are crisp and dark gold. Note: Starting in a cold pot helps the fat render more efficiently without burning the meat.
  2. Sauté the aromatics. Remove the bacon with a slotted spoon, leaving the liquid gold (fat) in the pot. Toss in the minced onions and cook for 4 minutes until translucent. Add the garlic and cook for 60 seconds until the aroma fills the room.
  3. Build the roux. Add the butter to the onion mixture. Once melted, sprinkle in the flour. Whisk constantly for 3 minutes. The mixture should bubble and look like wet sand.
  4. Incorporate the liquids. Slowly pour in the chicken bone broth one cup at a time, whisking vigorously after each addition. Follow with the milk and heavy cream. The liquid should look silky and smooth.
  5. Simmer the spuds. Add the cubed Russet potatoes, salt, and pepper. Bring the pot to a gentle simmer (around 185°F). Do not let it reach a rolling boil, or the dairy might separate.
  6. Cook until tender. Cover the pot and simmer for 15-20 minutes until the potatoes are easily pierced with a fork. If you like a thicker soup, smash a few potatoes against the side of the pot with your spoon.
  7. Temper the dairy. Reduce the heat to low. Whisk in the sour cream. Adding it now prevents the "shaking" or curdling that happens with high heat.
  8. The big melt. Stir in 1 cup of the cheddar cheese and half of the cooked bacon. Stir in a circular motion until the cheese has completely vanished into the velvety base.
  9. Final seasoning check. Taste the soup. Depending on your broth and bacon, you might need an extra pinch of salt or a heavy crack of black pepper.
  10. Garnish and serve. Ladle the soup into bowls. Top with the remaining cheese, bacon, and a generous sprinkle of green onions.

Solving the Mystery of Thin or Lumpy Potato Soup

Why Your Soup is Too Thin

If your soup looks more like a broth than a meal, it usually comes down to the roux or the potato starch. If you didn't cook the flour and butter long enough, it won't reach its full thickening potential. Also, if you rinsed your potatoes after cubing them, you washed away the surface starch that helps thicken the pot.

Why Your Soup is Grainy

A grainy texture usually means the cheese was added while the soup was boiling. High heat causes the proteins in the cheese to clump together and separate from the fat. It can also happen if you used pre shredded cheese, as the anti caking agents don't play well with liquid bases.

ProblemRoot CauseSolution
Lumpy baseMilk added too quicklyWhisk in 1/2 cup of hot liquid at a time, ensuring a paste forms before adding more.
Scorched bottomHeat was too highUse a heavy bottomed pot and stir every 3 minutes, scraping the corners.
Potatoes are mushSimmered too longCheck doneness at the 15 minute mark; remove from heat immediately once tender.

Common Mistakes Checklist ✓ Grate your cheese fresh from a block for a smooth, velvety melt. ✓ Don't rinse the potatoes; that extra starch is your best friend for thickening. ✓ Keep the heat at a "smile" (gentle bubbles), never a "frown" (aggressive rolling boil).

✓ Whisk the roux until it smells slightly nutty to remove the raw flour taste. ✓ Add the sour cream off heat to ensure it doesn't curdle and ruin the texture.

Adjusting the Batch Size for Crowds or Solo Dinners

If you are cooking for a crowd, you can easily double this recipe. However, when you scale up, the liquids don't evaporate quite as fast. I recommend reducing the total liquid by about 10% if you are doubling everything else to maintain that thick, chilis loaded baked potato soup consistency.

You will also need to use a larger 8 quart pot to ensure the potatoes have enough room to circulate without turning into a giant mass of mashed potatoes.

Scaling down is even easier. For a solo dinner or a couple's night, you can halve the recipe. Use a smaller 3 quart saucepan to keep the liquid depth high enough to cover the potatoes. Since there is less volume, the potatoes will likely cook about 20% faster, so start checking them at the 12 minute mark.

If you only have one egg for a recipe that needs half, beat it in a small bowl and use two tablespoons, though for this soup, the math is straightforward.

Debunking Traditional Tales About Boiling the Perfect Potato

Many people believe you must start potatoes in cold water and bring them to a boil for "even cooking." While that is true for whole potatoes used in potato salad, it doesn't apply to small 1/2 inch cubes in a soup.

Adding the cubes directly to the hot base allows the exterior to release starch immediately, which helps thicken the soup as it cooks.

Another myth is that you need to peel potatoes perfectly. Honestly, leaving a little bit of the skin on adds a rustic feel and extra nutrients. The skin won't ruin the texture of a loaded soup; it actually adds to the "baked potato" vibe we are going for.

Searing the potatoes before adding liquid is another common suggestion that I find unnecessary here. We want the starch to bleed into the soup, not be locked inside by a seared crust.

Keeping Leftovers Fresh and Using Every Last Scrap

This soup stores beautifully in the fridge for up to 4 days. In fact, it often tastes better the next day because the flavors have had more time to meld. When reheating, the soup will likely be very thick almost like a dip.

Simply add a splash of milk or broth when warming it up on the stove to bring it back to its original velvety glory.

  • Fridge: Store in an airtight container. The fat will solidify on top; just stir it back in during reheating.
  • Freezer: I don't recommend freezing this soup. Dairy and potatoes both change texture when frozen. The potatoes can become grainy and the dairy might separate into a watery mess.
  • Zero Waste Tip: Don't throw away those potato peels! Toss them in a bowl with a little olive oil, salt, and smoked paprika. Air fry them at 400°F for 8-10 minutes until they are crispy "peel chips." They make an incredible crunchy topper for the soup or a snack for the cook while the pot simmers. Also, save any leftover bacon grease in a glass jar in the fridge; it is liquid gold for frying eggs the next morning.

Perfect Pairings for a Restaurant Experience

To really drive home that restaurant feeling, I love serving this with a side of warm, crusty sourdough bread. You need something to swipe through the bottom of the bowl and catch every last drop of that cheesy base.

A light, acidic side salad with a lemon vinaigrette also works wonders here to cut through the richness of the bacon and cream.

If you want to go full comfort mode, serve this alongside a simple broccoli side dish. It balances the "heavy" feel of the spuds. This soup is a meal in itself, but adding a little green on the side makes the sink full of dishes feel a bit more justified.

Enjoy the process, don't sweat the mess, and trust your taste buds!

Close-up of rich potato soup; cheddar cheese stretches with a spoon, bacon bits nestled in cream. Vapor rising indicates w...

Recipe FAQs

What are the main ingredients in loaded baked potato soup?

Typically includes potatoes, bacon, cheese, sour cream, and a creamy base. These ingredients come together to mimic the flavors and textures of a loaded baked potato in soup form. You'll often find ingredients like butter, flour for thickening, milk, and aromatics like onion and garlic.

Does Chili's offer a loaded baked potato dish?

Chili's is known for its Loaded Baked Potato Soup. While they may not always feature a standalone loaded baked potato on their permanent menu, their soup version is a very popular item that captures all the classic loaded potato flavors.

What toppings are NOT typically included on Chili's loaded baked potato soup?

Chili's loaded baked potato soup usually has a consistent set of toppings. While variations can occur, you generally won't find extras like chives, different types of cheeses beyond cheddar, or pulled pork as standard garnishes.

The core toppings are typically cheese, bacon, and sometimes a dollop of sour cream.

Is the baked potato soup at Chili's vegetarian?

No, the loaded baked potato soup at Chili's is not vegetarian. The soup typically contains bacon, which is a meat product. While the base can be made creamy without meat, the inclusion of bacon is a key component of its "loaded" flavor profile.

How do I achieve a thick, creamy texture in loaded baked potato soup?

Use Russet potatoes and a roux based thickener. Russets release more starch, which naturally thickens the soup. Cooking butter and flour into a blonde roux before adding liquids also creates a stable, velvety base. If you enjoyed mastering the technique of creating a thick, stable base here, see how the same principles of starch and fat interaction work in our Homemade Turkey Noodle Soup Easiest Comfort Food.

Can I make loaded baked potato soup ahead of time?

Yes, the base can be made ahead and finished later. Cool the soup base completely and store it in an airtight container in the refrigerator for up to 3 days. Reheat gently on the stove and add the final toppings like cheese and bacon just before serving to maintain their texture and freshness.

What are some good side dishes for loaded baked potato soup?

Crusty bread or a light salad are excellent pairings. A simple sourdough or baguette is perfect for dipping into the rich soup, while a crisp salad with a vinaigrette can provide a refreshing contrast to the soup's creaminess. For a more robust meal that still offers comfort, consider pairing it with a side like Easy Fluffy Biscuits and Gravy Casserole Recipe.

Chilis Loaded Baked Potato Soup

Chilis Loaded Baked Potato Soup: Crock Pot Recipe Recipe Card
Chilis Loaded Baked Potato Soup: Crock Pot Recipe Recipe Card
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Preparation time:15 Mins
Cooking time:30 Mins
Servings:6 servings

Ingredients:

Instructions:

Nutrition Facts:

Calories541 kcal
Protein22.1 g
Fat32.8 g
Carbs39.4 g
Fiber2.2 g
Sugar6.3 g
Sodium685 mg

Recipe Info:

CategorySoup
CuisineAmerican
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